Will a Home Appraisal Raise My Taxes?
November 5, 2024
Will a home appraisal raise my taxes? I explain who receives your report, how Virginia Beach assessments work, and when an appraisal can help with an appeal.
Virginia Beach Appraisal Blog: 2024
Explore home appraisal guides originally published in 2024, covering selling a home, estates, divorce, home measurement, mortgage questions, and appraisal preparation.
By Joe Ellington, Licensed Residential Appraiser at Capital Valuations.
Articles appear newest first by their original publication date. Some guides have been updated since publication; dated market reports are historical reading.
Browse by year: 2026 · 2024 · 2023 · 2022
Browse articles by topic
UAD 3.6 Appraisal Reports: 2026 Rollout and Homeowner Guide
November 3, 2024
UAD 3.6’s November 2, 2026 mandate remains, with temporary exceptions for approved Sellers. Review official GSE submission and retirement dates.
Home Appraisal After a Disaster: Flood, Fire & Storm Damage
October 30, 2024
I explain how home appraisals work after flood, fire, or storm damage, which value date you need, what records help, and how repair costs and rebuilding rules fit.
How a Home Appraisal Affects a Mortgage Decision
October 28, 2024
An appraisal can affect a lender’s collateral review and loan-to-value calculation, but the lender decides loan approval, terms, and mortgage insurance.
20 Home Appraisal Pitfalls: Condition, Records, and Comparables
October 27, 2024
A practical look at 20 condition, property-data, and comparable-sales pitfalls that can affect an appraisal or lead to factual errors—without promising a fixed value change.
Selling a Virginia Home As-Is: Value, Repairs, and Buyer Questions
October 27, 2024
Selling as-is can save repair time but may change the buyer pool and negotiation. Compare realistic options and understand where an independent appraisal fits.
ANSI Z765-2021 in Home Appraisals: Fannie Mae’s Current Rules
October 27, 2024
See how Fannie Mae uses ANSI Z765-2021 to report home area, why appraisal and listing square footage may differ, and what to check if you find a discrepancy.
Appraisal Reconciliation: Why the Final Value Is Not an Average
October 26, 2024
A reconciled appraisal value weighs the reliability of comparable sales and other evidence. Learn why the final conclusion is not simply an average.
What Is an Automated Valuation Model? AVM vs. Home Appraisal
October 26, 2024
What is an automated valuation model, and how does it compare with a home appraisal? Compare accuracy, Zestimates, confidence scores, lender waivers, and when to order a private appraisal.
Cash Sale Appraisal: Does Paying Cash Change a Home’s Value?
October 25, 2024
A cash offer may differ from appraised market value. Joe Ellington explains what changes in a cash purchase and why his valuation still follows recent sales and market evidence.
Prepare a Home Appraisal Document Packet: Records That Matter
October 22, 2024
Gather useful property records before an appraisal: improvements, permits, measurements, HOA information, and known repairs. A clear packet helps document facts without promising a value.
What to Expect at a Home Appraisal Visit: A Homeowner Checklist
October 22, 2024
Get ready for the appraisal visit with a practical checklist for access, pets, questions, and what happens after the appraiser leaves.
Before a Home Appraisal: Which Repairs Actually Matter?
October 22, 2024
Decide what to repair, document, or leave alone before a home appraisal. Prioritize safety and accurate property facts without expecting a guaranteed value increase.
Home Appraisal Preparation Guide: A Practical Timeline and Local Checklist
October 21, 2024
A simple seven-day plan for an appraisal: confirm the assignment, gather records, arrange access, and know what happens after the inspection.
Appraisal Management Company Fees: What Borrowers Should Know
October 21, 2024
Understand the difference between an appraiser’s fee and an AMC charge, what Virginia law says, and which questions to ask your lender about appraisal costs.
Have a question about your property?
Tell me the property address, the reason for the appraisal, and the date the value needs to reflect. Explore appraisal services or request an appraisal quote.