Capital Valuations - Terms and Conditions

Terms and Conditions for Capital Valuations

Effective Date: 09/18/2024

Welcome to Capital Valuations. These terms and conditions outline the rules and regulations for using our website and services. By accessing or using our services, you agree to comply with these terms in full. If you do not agree with these terms, please do not use our services.

1. Services Provided

Capital Valuations offers comprehensive real estate appraisal services for residential properties. Our services include:

• Pre-listing Home Appraisals to help sellers determine accurate property values before listing.
• Mortgage Appraisals to support property buyers and lenders during the mortgage process.
• Retrospective Home Appraisals for cases that require historical property valuations.
• Purchase Appraisals for buyers ensuring fair market value when making an offer.
• Divorce Appraisals for equitable property division in separation proceedings.
• PMI Removal Appraisals to help homeowners remove Private Mortgage Insurance.
• Bankruptcy Home Appraisals to accurately value properties during bankruptcy proceedings.
• Estate Appraisals for probate or estate planning needs.
• Mortgage Refinancing Appraisals to support refinancing decisions.
• Appraisal Review Services to ensure accuracy and compliance of existing appraisals.

2. Payment Terms

All payments for appraisal services must be made in full at the time of the appointment. We accept payments via [insert accepted payment methods].

• No Refund Policy: Once an appraisal service has been provided, payments are non-refundable, even if the appraised value differs from the client's expectations.
• Missed Appointment Fee: A $100 fee will be charged for any missed appointments without prior notification of at least 24 hours.

3. User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information about your property.
• Ensure that the property is accessible for the scheduled appraisal.
• Comply with all applicable local, state, and national laws.
• Refrain from using our website or services in any unlawful or harmful manner.

4. Limitation of Liability

Capital Valuations will not be held liable for any damages or losses incurred due to reliance on the appraisal report. The appraisal report is an opinion of value based on market conditions and information at the time of the appraisal. We do not guarantee future market conditions or property values. By using our services, you acknowledge and accept the risks involved in relying on real estate appraisals for financial or investment decisions.

5. Data Collection and Privacy

We collect personal information such as your name, email address, phone number, and property details. This data is collected to provide the best possible service to our clients. All personal information is collected, stored, and processed in accordance with our Privacy Policy. By using our website and services, you consent to the collection and use of your data as described.

6. Cookies and Tracking Technologies

We use cookies and other tracking technologies to enhance your experience on our website and to collect non-personal data about how our website is used. You may disable cookies in your browser settings, but this may limit the functionality of certain features of our website. For more information, please review our Privacy Policy.

7. Changes to These Terms

We reserve the right to modify these terms at any time. Any updates to these terms will be posted on this page, and users will be notified of significant changes via a notice on our website or by email. It is your responsibility to review the terms periodically. Continued use of our services following the posting of changes constitutes your acceptance of such changes.

8. Governing Law

These terms are governed by and construed in accordance with the laws of the Commonwealth of Virginia. Any disputes arising out of or related to these terms shall be resolved in the courts of Virginia. By using our services, you agree to submit to the jurisdiction of the courts in Virginia Beach, Virginia.

9. Dispute Resolution

In the event of a dispute, we encourage you to contact us first to seek an informal resolution. If a resolution cannot be reached, disputes will be handled through mediation or arbitration in accordance with the laws of Virginia. Any legal action related to our services must be filed within one (1) year from the date of the incident that gave rise to the dispute.

10. Termination

We reserve the right to terminate or suspend access to our services at our discretion, without prior notice, if we believe these terms have been violated. Upon termination, all provisions of these terms which by their nature should survive termination, including limitations of liability, remain in effect.

11. Intellectual Property Rights

All content, logos, and intellectual property displayed on the Capital Valuations website are the property of Capital Valuations or its licensors. You may not reproduce, distribute, or use any content without our explicit written consent. Unauthorized use may result in legal action.

12. Links to Third-Party Websites

Our website may contain links to external websites that are not operated by Capital Valuations. We are not responsible for the content or practices of these external sites. You acknowledge and agree that we shall not be held responsible for any loss or damage incurred as a result of using third-party websites.