How to Read a Home Appraisal Report: A Homeowner’s Guide
Read the addenda first, then the comparable sales. Joe Ellington explains the value conclusion, square footage, adjustments, and how to raise a useful question.
Explore home appraisal guides originally published in 2023, covering appraisal fees, preparing for an appraisal, choosing a report, and the factors that influence home value.
By Joe Ellington, Licensed Residential Appraiser at Capital Valuations.
Articles appear newest first by their original publication date. Some guides have been updated since publication; dated market reports are historical reading.
Browse by year: 2026 · 2024 · 2023 · 2022
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Read the addenda first, then the comparable sales. Joe Ellington explains the value conclusion, square footage, adjustments, and how to raise a useful question.
This dated 2022 Hampton Roads market archive offers historical context. Use current local sales for today’s decisions.
A Virginia appraiser explains how a desktop appraisal works, what recent photos can verify, and why an older listing missed fire damage inside one home.
Condition, location, recent sales, and timing can affect an appraisal. Review the evidence before challenging a report.
Private home appraisals start at $400. Learn what affects home appraisal cost and how to compare affordable options in Virginia Beach, Hampton Roads and the Peninsula.
An appraiser observes the property and researches local sales. Learn what to prepare and how an appraisal differs from an inspection.
Tell me the property address, the reason for the appraisal, and the date the value needs to reflect. Explore appraisal services or request an appraisal quote.