Capital Valuations · Hampton Roads, Virginia
Home appraisals.
Clearer decisions.
Virginia Beach & the Hampton Roads region
Selling your home? Settling an estate? Planning your next move? Get an independent opinion of value from a local Licensed Residential Appraiser who takes the time to explain it.
Let’s understand its value.
Based in Virginia Beach ↗
YOUR PROPERTY. YOUR NEXT CHAPTER.
Start with your situation
What brings you here?
Different decisions need different appraisal assignments. Choose the service that fits your situation, or talk with us about the property, the date you need valued, and who will use the report.
Pre-listing appraisal
Price your next move.
Get an independent opinion of value before setting an asking price, listing with an agent, or selling by owner.
Explore pre-listing appraisalEstate appraisal
A clear value for a difficult time.
Help your family, executor, or professional adviser document residential property value for estate matters.
Explore estate appraisalRetrospective appraisal
The right value. The right date.
Establish a supported opinion of value as of a past date, including a date of death or another specified date.
Explore retrospective appraisalDivorce appraisal
An independent starting point.
Bring a neutral property valuation to discussions about a buyout, sale, or division of real estate.
Explore divorce appraisalBankruptcy appraisal
Document the property clearly.
Obtain a residential valuation for the intended use and effective date identified with your attorney.
Explore bankruptcy appraisalAppraisal review
Understand the report you have.
Have an appraisal examined for the quality of its analysis and the support for its conclusions.
Explore appraisal reviewPMI removal appraisal
Start with your servicer.
Understand the valuation step in a PMI cancellation request. Confirm your servicer’s requirements before ordering.
Explore PMI removal appraisalPurchase appraisal
Buy with a clearer picture.
Use an independent valuation to inform a private purchase, family transaction, or cash purchase decision.
Explore purchase appraisalMortgage appraisal
Valuation for a lending decision.
Learn how a residential appraisal fits into a mortgage transaction and the lender’s ordering process.
Explore mortgage appraisalRefinancing appraisal
Understand today’s market value.
Explore how an appraisal supports refinancing. Coordinate the appraisal order through your lender.
Explore refinancing appraisal
City neighborhoods.
Norfolk appraisal services ↗
Coastal communities.
Poquoson appraisal services ↗
Established streets.
Williamsburg appraisal services ↗
Meet your local appraisal company
A home is personal.
Its valuation should be objective.
Capital Valuations is based in Virginia Beach and serves homeowners, real estate professionals, attorneys, and lenders across Hampton Roads. Joseph T Ellington Jr, Licensed Residential Appraiser, brings local market knowledge and careful analysis to residential valuation.
Whether you own a single-family home, condominium, or townhome, the assignment starts with understanding your needs. The report connects the property’s characteristics with relevant market evidence so you can see the basis for the value opinion. Research draws on sources appropriate to the assignment, including local sales information from the REIN MLS and public property records.
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Knowledge of the market around your home Neighborhood, condition, location, and buyer preferences all matter when selecting and analyzing comparable sales.
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A clear scope and delivery plan We confirm the intended use, fee, access needs, and expected timing before the assignment moves forward.
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Answers before and after delivery Ask questions about the process and your report. Clear communication is part of the service.
From your first question to your report
A straightforward process.
A supported opinion of value.
You should know what happens next. Here’s how a typical private residential appraisal moves from the initial conversation to delivery.
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01
Tell us about the assignment
Share the property address, the reason you need an appraisal, and your deadline. We clarify the intended users and effective date, then confirm the fee, scope, and schedule.
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02
Property visit & market research
For an assignment requiring a property visit, we document relevant characteristics and complete the agreed inspection and measurements. We research comparable sales and other market evidence appropriate to the assignment.
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03
Receive your appraisal report
Your report explains the analysis and value conclusion for the agreed purpose and date. Review it and contact us with questions about the information or conclusions presented.
Need a lending appraisal? Coordinate the order with your lender first. Understand the mortgage appraisal process →
Rooted in Hampton Roads
Local knowledge, across the region.
From Virginia Beach and the Southside to Hampton, Newport News, and the Peninsula, explore the appraisal information for your area.
Virginia Beach
Norfolk
Chesapeake
Portsmouth
Suffolk
Hampton
Poquoson
Newport News
Williamsburg
York County
Property markets can vary within the same city. We consider the home’s competitive market, relevant sales, and location characteristics. Waterfront setting, access, condition, and other features are analyzed when they affect buyer behavior.
Make the visit easier
A little preparation
goes a long way.
You don’t need to turn the appointment into a home showing. Focus on access and useful information about the property. These steps help us document the home and understand changes that may matter to the appraisal.
Word document · Keep it handy before your appointment.
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Make the property accessible Arrange entry, secure pets, and clear access to rooms and relevant areas. Let us know about access restrictions before the appointment.
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Write down improvements List updates such as roofing, HVAC, additions, or renovations, with approximate dates and costs when available. Costs help explain the work but do not establish contributory value on their own.
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Gather useful documents Share available surveys, floor plans, permits, or other relevant records. For a past-date valuation, older photographs and records may help document the property’s earlier condition.
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Share facts and ask questions Point out relevant property information, then allow time for the inspection. Tell us about changes or records that might not be apparent during the visit.
Clear answers
Before you order
an appraisal.
Understand what you’re ordering, how to prepare, and what to expect. Have a question about your particular property?
What is a home appraisal report?
A home appraisal report communicates an appraiser’s opinion of a property’s value as of a specific date. It explains the assignment, describes the property and relevant market evidence, and presents the analysis supporting the conclusion. The report is prepared for the agreed intended use and intended users.
What does an appraiser look at?
The appraiser considers location, size, layout, condition, quality, site characteristics, and features that affect how buyers respond to the property. Relevant comparable sales and market conditions help explain value. An improvement’s cost does not necessarily equal the value it contributes.
How much does a home appraisal cost?
The fee depends on the property, location, complexity, intended use, and reporting needs. A current-value appraisal and a retrospective assignment may require different research. Request a quote with the address, reason for the appraisal, and any deadline so we can confirm the fee before scheduling.
How long will it take to receive my report?
Timing depends on scheduling, property complexity, the research needed, and receipt of required information. Many routine reports can be completed within 24–48 hours after the inspection; your delivery date is confirmed for your assignment. If you have a deadline, tell us when you request a quote and ask about rush availability.
Is an appraisal the same as an online estimate or tax assessment?
They serve different purposes and may use different information. An online estimate generally relies on automated data, while a tax assessment is prepared for property taxation. An appraisal analyzes the property and relevant market evidence for a defined assignment and effective date. Differences between these figures are a reason to examine the underlying information.
Should I order directly if I am getting a mortgage or removing PMI?
Contact your lender or mortgage servicer first. They may require a specific ordering process, approved provider, or valuation type. A privately ordered report may not satisfy their requirements. Read about mortgage appraisals and PMI removal appraisals before placing an order.
Can you determine what a home was worth in the past?
Yes. A retrospective appraisal develops an opinion of value as of an earlier effective date. Available historical sales, property records, and evidence of the home’s condition at that time are important. Tell us the required date and what the report will be used for.
What should I do before the appraisal visit?
Provide access to the property and relevant spaces, secure pets, and prepare a list of improvements with approximate dates. Share available plans, surveys, prior listings, or information about changes to the home. Routine tidying helps with access, but the appraisal focuses on the real estate. An appraisal visit is not a substitute for a home inspection.
Keep learning
Helpful information for your next decision.
Appraisal news & insights
Explore our real estate appraisal blog for articles about property valuation, the appraisal process, and issues homeowners encounter.
Read the appraisal blogAppraisal terms, explained
Get familiar with the terminology you may encounter when discussing an assignment or reading a residential appraisal report.
Explore the glossaryPlanning to sell?
Learn how an independent appraisal can inform pricing conversations before your home goes on the market.
Plan your pre-listing appraisalGet to know Capital Valuations
Prefer a quick introduction?
Watch our company video, then explore the service that fits your situation or contact us to discuss your property.
Let’s talk about your property
Know the value.
Make your next move.
Send the address, the reason for your appraisal, and any deadline. We’ll help clarify the assignment and provide a quote for your property.
From our clients
Real experiences. In their own words.
Read what clients have shared about working with Capital Valuations.
