By Joseph T Ellington Jr – Licensed Residential Appraiser, Capital Valuations. Updated September 2026.
What does a Virginia Beach home appraisal cost?
For a typical single-family residential assignment, Capital Valuations has quoted roughly $400–$700, depending on scope and complexity. This is a planning range, not a binding quote or a citywide price survey. A retrospective date, unusual property, rush timeline, travel or additional property can change the fee. Tell us what the report is for so we can quote the actual work before you engage us.
| Assignment issue | Why it may affect fee |
|---|---|
| Property type and complexity | Comparable availability, unusual features and research time |
| Effective date | Retrospective work may require reconstructing past condition and market |
| Inspection scope | Interior access versus another agreed, credible scope |
| Number of properties | Each property has separate research and reporting |
| Delivery and intended use | Time constraints and report requirements vary |
Private fee versus lender appraisal charge
A privately commissioned appraisal has a directly agreed client and fee. In a financed transaction, the lender controls its valuation process and the borrower’s closing charge may include other services. Do not assume the lender’s “appraisal fee” equals the appraiser’s payment; read our AMC fee explanation. A private report is not an automatic substitute for a lender order.
What to include in a quote request
- Property address and type: detached house, townhome or condominium.
- Purpose: pre-listing, estate, divorce, cash sale, PMI inquiry or another use.
- Effective date and whether a historical value is needed.
- Known additions, water features, unusual condition or access constraints.
- Timing and any required report format or intended users.
PMI cancellation follows the loan servicer’s rules; ask the servicer whether it will order the required valuation before hiring anyone privately. See our PMI cost and process guide. For a broader overview of what drives fees, see the general cost guide.
To obtain a specific Virginia Beach quote, contact Capital Valuations with the details above.