By Joseph T. Ellington Jr. – Licensed Residential Appraiser, Capital Valuations.
Last updated
What does a Virginia Beach home appraisal cost?
For a typical single-family residential assignment, Capital Valuations has quoted roughly $400–$700, depending on scope and complexity. This is a planning range, not a binding quote or a citywide price survey. A retrospective date, unusual property, travel or an additional property can change the fee. Delivery timing is agreed for the specific assignment after reviewing scope and availability. Tell us what the report is for so we can quote the actual work before you engage us.
Explore our Virginia Beach home appraisal services to find the appraisal options and local property information relevant to your assignment.
| Assignment issue | Why it may affect fee |
|---|---|
| Property type and complexity | Comparable availability, unusual features and research time |
| Effective date | Retrospective work may require reconstructing past condition and market |
| Inspection scope | Interior access versus another agreed, credible scope |
| Number of properties | Each property has separate research and reporting |
| Delivery and intended use | Time constraints and report requirements vary |
Cost by appraisal purpose
The $400–$700 planning range is a starting point for typical Capital Valuations residential assignments, not a promise that every purpose has the same fee. A pre-listing appraisal addresses a seller’s current pricing decision. An estate appraisal may require historical sales research and evidence of the home’s earlier condition. A FSBO appraisal is scoped for the independent seller’s intended use. For PMI removal, confirm the servicer’s ordering requirements first.
A written appraisal identifies the property interest, effective date, intended use, scope, relevant evidence, analysis, and value conclusion. It does not include every possible inspection or valuation scenario. Request written confirmation of the fee, inspection scope, report delivery, and any additional work before engaging the appraiser.
Private fee versus lender appraisal charge
A privately commissioned appraisal has a directly agreed client and fee. In a financed transaction, the lender controls its valuation process and the borrower’s closing charge may include other services. Do not assume the lender’s “appraisal fee” equals the appraiser’s payment; read our AMC fee explanation. A private report is not an automatic substitute for a lender order.
What to include in a quote request
- Property address and type: detached house, townhome or condominium.
- Purpose: pre-listing, estate, divorce, cash sale, PMI inquiry or another use.
- Effective date and whether a historical value is needed.
- Known additions, water features, unusual condition or access constraints.
- Timing and any required report format or intended users.
PMI cancellation follows the loan servicer’s rules; ask the servicer whether it will order the required valuation before hiring anyone privately. See our PMI cost and process guide. For a broader overview of what drives fees, see the general cost guide.
To obtain a specific Virginia Beach quote, contact Capital Valuations with the details above.